What 100 Credits Actually Buys (And When BYOK Is Cheaper)
100 flAim credits equal $1 retail. Everyday models cost about 1 credit per short chat. Frontier models, Build runs, and media cost more. Here is when your own key wins.
By the flAim team
100 flAim credits equal $1 retail. On everyday models, about 1 credit is one short chat. That is the unit. Everything else is a multiple of it.
We publish this because “affordable AI” is not a number. Credits are. If a page on this site disagrees with the FAQ, trust the FAQ and tell us.
What is included
| Plan | Included credits / month | What that usually means |
|---|---|---|
| Free | 10 | A try — typically dozens of short everyday chats. No packs, no BYOK. |
| Pro — $20/mo | 500 | Everyday use — typically hundreds of short chats. Optional BYOK and packs. |
| Power — $40/mo | 2,000 | Heavier work plus frontier models (Opus-class, GPT-5.5-class). |
| Team — $30/seat/mo | 500 pooled / seat | Shared wallet. Collaboration + ZDR routing. |
| Team Plus — $50/seat/mo | 2,000 pooled / seat | Pooled wallet plus frontier models. |
Everyday examples we quote: GPT-5 mini, Gemini 2.5 Flash, DeepSeek V4 Flash. Frontier models, long threads, Build runs, and media (images, video) use more than a short chat.
Packs, rollover, and BYOK
Paid plans can buy packs anytime: $5 → 500 credits, $10 → 1,000, $25 → 2,500. Purchased credits last until used. Monthly included credits refill each billing period and do not roll over. Free users who run out should upgrade — packs are not on Free.
BYOK (“Your key”) on Pro and Power does not spend flAim credits. Those prompts bill your provider. Collaborators on a personal workspace spend the owner’s managed balance; Team plans spend the pooled wallet.
When BYOK is cheaper
Rough rule: if you already burn a lot of tokens at one provider, keep a predictable evaluation/prod workload on that API, and only needed a UI, a BYOK frontend can win on raw token price. You still pay the copy-paste tax if the work spans labs and people.
flAim credits buy the workspace (multi-agent room, shared context, share, Chat and Build) plus managed usage at a round number: 100 credits = $1. Use BYOK for the long tail or for volume you already negotiate directly. Use credits when you want to start, mix models, or stop maintaining five provider bills for a team that just needed a room.
See credits on a real prompt
Free is 10 credits — typically dozens of short everyday chats. No credit card to start.
Related: Pricing · FAQ · Do you need an API key?
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