What 100 Credits Actually Buys (And When BYOK Is Cheaper)
Free is free for life with no credit cap. Paid plans include monthly credits and can add packs that persist until spent.
By the flAim team
Free is free for life, with no credit cap. Paid plans include monthly credits, and can add packs that persist until spent.
We publish this because “affordable AI” is not a number. Credits are. If a page on this site disagrees with the FAQ, trust the FAQ and tell us.
What is included
| Plan | Included credits / month | What that usually means |
|---|---|---|
| Free | No cap | Free for life, supported by ads. Five included models. No packs or BYOK. |
| Pro — $20/mo | 500 | Five value models, optional BYOK, packs, and unlimited workspaces. |
| Power — $40/mo | 2,000 | Five frontier models, optional BYOK, packs, and unlimited workspaces. |
| Team — $30/seat/mo | 500 pooled / seat | Shared wallet, team canvases, value-class models, ZDR, optional BYOK, and packs. |
| Team Plus — $50/seat/mo | 1,500 pooled / seat | A larger pooled wallet with frontier-class models, ZDR, optional BYOK, and packs. |
On Free, chats stay on the five included models. There is no credit cap. Ads support the plan.
Packs, rollover, and BYOK
Paid plans can buy packs anytime: $5 → 500 credits, $10 → 1,000, $25 → 2,500. Purchased credits last until used. Monthly included credits on paid plans refill each billing period and do not roll over. Packs are not on Free, which has no credit cap.
BYOK (“Your key”) on paid plans does not spend flAim credits. Those prompts bill your provider. Team canvases use the pooled wallet for managed chats; BYOK still bills the provider account.
When BYOK is cheaper
Rough rule: if you already burn a lot of tokens at one provider, keep a predictable evaluation/prod workload on that API, and only needed a UI, a BYOK frontend can win on raw token price. You still pay the copy-paste tax if the work spans labs and people.
flAim credits buy the workspace (multi-agent room, shared context, share, Chat and Build) plus managed usage. Use BYOK for the long tail or for volume you already negotiate directly. Use credits when you want to start, mix models, or stop maintaining five provider bills for a team that just needed a room.
See credits on a real prompt
Free is free for life, with no credit cap. Paid plans include monthly credits. No credit card to start.
Related: Pricing · FAQ · Do you need an API key?
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